It is not always possible to pay respects in person, so we hope that this small token will help.
A gift to your family, sparing them hard decisions at an emotional time.
Offer a gift of comfort and beauty to a family suffering from loss.
Pre-Planning
What does it mean to preplan a funeral?
Preplanning a funeral is a sensible caring way to help you and your family. If you are considering preplanning your funeral or for a loved one you are helping everyone involved to help reduce the stress. The stress of making funeral arrangements at the time of ones demise could be one of the most difficult times for a family. By taking the time to preplan and prepay a funeral a family is helped greatly. Prepaid funerals are guaranteed never to increase in cost at Walker funeral home, are FDIC insured, excluded and protected from Medicaid* and are refundable with interest without charges or obligation.
*After Jan. 1, 1997 must be irrevocable
Walker Funeral Home offers two types of preneed contracts
1.Revocable Agreement- This agreement allows you to prepay a funeral at today’s prices and the money is placed in an interest bearing, FDIC insured account called the Preplan. Preplan is a safe well managed trust account set up exclusively for people to prepay there funeral.
2.Irrevocable Agreement- After Jan. 1, 1997 Irrevocable trust agreements were offered to allow someone to “spend down” there assets to qualify for Medicaid benefits. The funeral/burial funds you set aside will in no way count as part of your financial resources. This agreement also has the money placed in the PrePlan account.
Things to consider for Pre-planning
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Do not consider a prepaid funeral as an investment rather consider it as an important part of estate planning
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By planning your funeral in advance you are giving your family piece of mind that your wishes were honored.
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New York State has the strongest consumer protection laws in the country including prepaying your funeral. By law your money is protected in a 3rd party trust account.
How to Pre-plan a funeral
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Set an appt. to meet with the funeral director and select desired services and merchandise.
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We provide you with a fully itemized statement and contract
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You make check payable to Pre-Plan
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We forward the contract and check to Pre-Plan offices for immediate deposit
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A deposit acknowledgment is sent to you directly
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At the completion of the funeral, payment is forwarded directly to the funeral home
If you have further questions, please contact us to make an appt.
